ZenCare Plus
platinumTop-tier individual health coverage with ₦3,000,000 coverage limit, offering minimal out-of-pocket costs and premium benefits.
Plan Overview
Monthly Premium
₦449.99
Base rate before adjustmentsAnnual Deductible
₦0
Out-of-Pocket Max
₦3000
Calculate Your Premium
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Coverage Details
Preventive Care
100% Covered
Includes annual physicals, screenings, immunizations, and wellness visits.
Primary Care
₦5 Copay
Visits to your primary care physician for regular checkups and illnesses.
Specialist
₦15 Copay
Visits to specialists like cardiologists, dermatologists, etc.
Emergency Care
10% Coinsurance
Emergency room visits and ambulance services.
Hospitalization
10% Coinsurance
Inpatient hospital stays including room, board, and hospital services.
Prescription Drugs
Generic: ₦0, Brand: ₦10
Coverage for prescription medications at retail and mail-order pharmacies.
Additional Benefits
Telehealth Services
Access to virtual doctor visits 24/7 for non-emergency medical issues, mental health consultations, and follow-up care.
Wellness Program
Comprehensive wellness program including fitness discounts, nutrition counseling, and health coaching services.
Dental Discount
Access to discounted rates for dental services through our partner network of dental providers.
Vision Discount
Discounts on eye exams, glasses, and contact lenses through participating vision care providers.
Mobile App
Convenient mobile app to manage your plan, find providers, view claims, and access digital ID cards.
24/7 Support
Round-the-clock customer support and nurse advice line to assist with your healthcare needs.
How This Plan Compares
See how the ZenCare Plus compares to other plans in the Platinum category.
| Feature | ZenCare Plus | Average Platinum Plan | Premium Platinum Plan |
|---|---|---|---|
| Monthly Premium | ₦449.99 | ₦494.98900000000003 | ₦539.9879999999999 |
| Annual Deductible | ₦0 | ₦0.0 | ₦0.0 |
| Out-of-Pocket Maximum | ₦3000 | ₦3600.0 | ₦2700.0 |
| Primary Care Coverage | ₦5 Copay | 70% after deductible | 80% after deductible |
| Specialist Coverage | ₦15 Copay | 70% after deductible | 80% after deductible |
| Prescription Drugs | Generic: ₦0, Brand: ₦10 | Generic: ₦15, Brand: ₦45 | Generic: ₦10, Brand: ₦30 |
| Telehealth | |||
| Wellness Program | |||
| Dental Discount |