ZenCare Prime
bronzeAffordable family health coverage with ₦2,000,000 coverage limit and essential benefits for your entire household.
Plan Overview
Monthly Premium
₦399.99
Base rate before adjustmentsAnnual Deductible
₦13000
Out-of-Pocket Max
₦17400
Calculate Your Premium
Get a personalized estimate based on your details.
Coverage Details
Preventive Care
100% Covered
Includes annual physicals, screenings, immunizations, and wellness visits.
Primary Care
₦35 Copay after deductible
Visits to your primary care physician for regular checkups and illnesses.
Specialist
₦75 Copay after deductible
Visits to specialists like cardiologists, dermatologists, etc.
Emergency Care
30% Coinsurance after deductible
Emergency room visits and ambulance services.
Hospitalization
30% Coinsurance after deductible
Inpatient hospital stays including room, board, and hospital services.
Prescription Drugs
Generic: ₦20, Brand: ₦50 after deductible
Coverage for prescription medications at retail and mail-order pharmacies.
Additional Benefits
Telehealth Services
Access to virtual doctor visits 24/7 for non-emergency medical issues, mental health consultations, and follow-up care.
Wellness Program
Comprehensive wellness program including fitness discounts, nutrition counseling, and health coaching services.
Dental Discount
Access to discounted rates for dental services through our partner network of dental providers.
Vision Discount
Discounts on eye exams, glasses, and contact lenses through participating vision care providers.
Mobile App
Convenient mobile app to manage your plan, find providers, view claims, and access digital ID cards.
24/7 Support
Round-the-clock customer support and nurse advice line to assist with your healthcare needs.
How This Plan Compares
See how the ZenCare Prime compares to other plans in the Bronze category.
| Feature | ZenCare Prime | Average Bronze Plan | Premium Bronze Plan |
|---|---|---|---|
| Monthly Premium | ₦399.99 | ₦439.98900000000003 | ₦479.988 |
| Annual Deductible | ₦13000 | ₦15600.0 | ₦10400.0 |
| Out-of-Pocket Maximum | ₦17400 | ₦20880.0 | ₦15660.0 |
| Primary Care Coverage | ₦35 Copay after deductible | 70% after deductible | 80% after deductible |
| Specialist Coverage | ₦75 Copay after deductible | 70% after deductible | 80% after deductible |
| Prescription Drugs | Generic: ₦20, Brand: ₦50 after deductible | Generic: ₦15, Brand: ₦45 | Generic: ₦10, Brand: ₦30 |
| Telehealth | |||
| Wellness Program | |||
| Dental Discount |